Kim, you are right on the money. (Pun intended) The big problem with Family Tree Maker is that you are only buying the right to use their format. They don't want you to have a group of people that you share your information with because then they can't sell those people CDs. I have found little correct information on those CDs. Everyone is in such a hurry to send FTM their tree, they don't check their information carefully. You can't write a book using their program because they own the copyrights. When you start using their program, you agree to those terms and they state that they will sue you, if you violate the agreement. In their mind, they own your information, you send it in and you loose control of all your hard work. Does anyone know of a program that a person could use and still write a book using the format of that program without breaking any copyright laws? Carolyn Miller