Thanks to James Whitney and Bev Hanner. As I was telling Bev, I am beginning to suspect that Mr. Hayward (I don't have his first name) was overseas from 1942-1945 and, so, not in the directories for those years. Since I know his wife's name was Annie (probably the owner's name at 49 Oxford St. being Annie Sullivan is a coincidence), I had hoped to find out his first name by them being listed as "*Something* Hayward, wife Annie." Unfortunately, that doesn't work. Maybe they were listed together somewhere else before or after the war(?). ________________________________________________________________ Sent via the WebMail system at mail.nexet.net