Hi, all. Don't mean to butt in here, but I work in Texas probate. If you are the natural parent of a child, you are by law the guardian of his person. However, if the child comes into an estate (by whatever means - inheritance, lawsuit proceeds, ins.proceeds, etc., a guardian of the ESTATE must be appointed to manage the estate of the minor. No parent, natural or otherwise, is the guardian of their child's estate unless appointed by law (a court appointment with standards set for qualification, etc.). I'm open for questions, if you have any. Patti RIchardson