Dear Jerry, I too have a relative that was a member of the Woodmen of the World. Seems like a read a little about it once and although it might have been an organization, seems like there was "insurance" connected to it as well. I have seen many Woodmen of the World tombstones in my 20 years of research, but have just never looked enough to determine exactly what it was. I can't find the article, or any notes I might have written, so if you find out will you let me know too? Contact me at: kaywd@flash.net Thanks, Kay Davis