Now is a great time to take a look at the 2013 tax changes and make plans for the coming year. Last night I saw that my tax rate probably will not change. Oh Boy! :-) Income adjusted for deductions and credits will probably remain close to the same and the tax rates stayed the same. But the Social Security tax for the self-employed has gone back up to 12.4% from 10.4%. Now we have to set aside 2% more each payday to cover those quarterly estimated tax payments. Self-employed get a triple whammy. We have to pay last year's 4th quarter taxes on January 15th of the new year. We have to pay any extra for the previous year by April 15th. And we have to pay our 1st quarter of the new year by April 15th as well. [The 15th or the next business day if the 15th is a weekend or holiday.] Food for thought for those thinking about starting a new business - and those with existing businesses. best regards, Dee -- Dee Dee King, Certified Genealogist (sm), Certificate 903 Contract Genealogist, US Navy Casualty POW/MIA Branch Co-Director, Forensic Genealogy Institute http://www.forensicgenealogists.com/forensic-genealogy-institute.html Mail address - PO Box 1085, Manvel TX 77578 Telephone/fax 281-595-3090 www.forensicgenealogyservices.com/NavyCasualty.html www.facebook.com/forensicgenealogist Certified Genealogist (CG) is a service mark (sm) of the Board for Certification of Genealogists®, conferred to associates who consistently meet ethical and competency standards in accord with peer-reviewed evaluations every five years, and the board name is registered in the US Patent & Trademark Office.