Dear Stan and ListMembers, I have checked with my aunt. The name of my grandfather's insurance agency was, "Frank C. Bridges & Co." So, either his business was missed in the 1935 directory, or the business address was outside of the city limits, or it was left out due to the transition because of his dying in June of that year. His brother-in-law, Fred Moore SMITH, took over the agency following my grandfather's death. Our cousin, Fred Moore SMITH [Jr], had control of the agency as of his death in 1999, though he had changed the name to "Fred M. Smith Insurance Agency" by 1937. Leslie (Bridges) Kohler P.O. Box 8137, Glendale, AZ 85312-8137 P.O. Box 276, Carrollton, MO 64633-0276 Aug67@att.net {both locations - usually checked daily} LCBK@juno.com {only in AZ - usually checked only weekly}