Ok folks, It was a tossup between International Currency Exchange and an American Express Travel Office. And then there was wonderful, sweet Charles who offered to take it in person. Since I live close to an American Express Travel Office, I will do it that way. That seems to be the most hassle free. I want to thank all of you for all your suggestions. They were all very helpful. I can always count on this list to help me with my Swiss problems and questions. Again, thank you all! Joy Marty Adrian www.martyfamily.com