Thank you Carol..I was never in the least offended..don't you worry about that...we are all adults, here,and I think we all want to end up just alike, don't we?......if we don't understand something...we ask...right? I don't trust this webtv...so I thought I had missed an email. I hope you are doing better, going into what they predict to be a harsh winter. This wall street crisis is not much different than what has happened before, I am sure you remember the S&L's....it is just on a massive complicated scale, on computers, phones, and other innovative ways of handling deals, any kind of transaction can be done instantly. It is not as easy to fix, as back when we worked by hand...we had a current paper trail of everything, to go back and straighten out.I would imagine a great percentage of these contracts and commercial papers, were changed to be whatever they wanted it to be, to make more money. Greed! So much of it is past understanding...how can they pay those CEO's a million dollars a month bonus??? Bonus, on top of millions salary. People complain about coaches, and athletes making so much money, but .at least, athletes get down and dirty...these men are dirty, but in a different sense.They wear their expensive silk suits and do no work.I hope there is a way to stop some of it...but it won't all be stopped...I knew the hold up on passing that bail out plan, was to give them time to consult all the lobbyists, attorneys, and the payback folks , night and day to make sure they came out Ok.But we will all live through it,,,I sure wouldn't shoot myself over a house!!! Well, to be honest...I wouldn't shoot myself over anything! Bye, Ya'll;...Stella