Gee, Sheryl, buying the AT&T card was a terrific idea except its even better than you said it was. One can buy AT&T cards at Sam's for 4.1/cents a minute. All the "demoninations" are the same 4.1 cents. Technically, you can "recharge" them by phoning AT&T but you wouldn't want to do that as the "re-charge" bumps you up to a dime a minute or something like that. And, if you have speed dial as most of us two with two lines to run an extra one on a modem, you can program in your access number and your account number and not wait time dialing a million numbers. Only downside is practically nothing: they bump you a couple of extra minutes if you phone from a payphone. Thanks again. Neat idea. Adios, AOL with your new $1 per call access, obviously AOL wanted to exit the business as are many others nowadays. Maynard