My daughter, studying  abroad right now, is using one of the listed cards and an ATM from a bank ( Bank of America) that has partner banks over seas.  The partner bank will not char ge a transaction fee and the exchange rate has been very fair.  Finding the partner banks is another thing, but I send her maps with locations marked frequently.  So check with your bank for partner banks. Bonnie ----- Original Message ----- From: "Debbie Greenlee" <[email protected]> To: [email protected] Sent: Monday, November 15, 2010 10:07:14 AM Subject: Re: [POLAND] Reduced Foreign Transaction Fees Bill, Thanks for this information. I find it interesting that some credit cards issued by Chase Bank do not charge or have reduced foreign transaction fees. Of course, the Chase card I have isn't listed and I try not to use my credit card in Poland. Poland doesn't like Traveler's Cheques (or personal checks) either. Many people have used their Debit cards in Poland but no one has ever answered my question as to whether they are eventually charged a foreign transaction fee on their bank statements when they get home. I prefer to take cash. I know that sounds stupid and dangerous but both my husband and I wear concealed money wallets and only keep out what we need for a few days. We've not had one problem doing this in our none trips. Debbie Sheleski, William J wrote: > I hope this isn't too far off topic, but a recent post to the New York Times website listed several credit cards that charge no or reduced foreign transaction fees. > > http://bucks.blogs.nytimes.com/2010/11/14/3-credit-cards-without-foreign-exchange-fees/?nl=your-money&emc=your-moneyema4 > > Included among these are the Chase British Airways Visa Signature Card, Chase Hyatt Card, the Chase Priority Club Select Visa Card, Capital One MasterCard/Visa, and the Pentagon Federal Promise Visa Card. > > I also want to warn everyone that, unlike in the USA, some establishments overseas take Visa but NOT MasterCard, and vice versa. I ran into this on a business trip to Milan, Italy, a few years ago over a weekend when most foreign exchange establishments were closed, making it difficult to even exchange traveler's cheques. > > Fortunately, my business associate had, by chance, both a Visa and a MasterCard, and he took care of my bill, but this might have posed a real problem. > > Bill Sheleski > ********************************* Need to contact the list manager?  Write to Marie at [email protected] ---------------------------------- Discussion of Polish food, culture, and customs are welcome on the list as long as the discussion stays pertinent to the topic of this list: researching our Polish roots. ---------------------------------- Browse the list's archives here: http://archiver.rootsweb.com/th/index?list=poland-roots Search the list's archives here: http://archiver.rootsweb.com/cgi-bin/search?aop=1 ------------------------------- To unsubscribe from the list, please send an email to [email protected] with the word 'unsubscribe' without the quotes in the subject and the body of the message