In a message dated 99-03-09 09:41:12 EST, you write: > They settled on Carroll Creek near the MONOCACY and established > the town of Frederick. More families followed. Looking for any > information on these early settlers. Also what is the MONOCACY of that > time period? Bob, the Monocacy refers to the Monocacy River--which is still the Monocacy River. It flows North-South through Frederick. Joan