In a message dated 9/29/2000 3:08:55 PM Pacific Daylight Time, janiceaf@ix.netcom.com writes: << Of course what I find is if you find your people on a CD, it is great, if you don't, it's a ripoff. I know no solution to that but I think you can search them at the FTM site before deciding whether to buy. >> They do offer a money back guarantee so as far as I know, you can return them if you decide they are of no value. Roger Cramer