Thank you to all lists who clarified that the law was changed in 1994. I still cannot understand why they keep saying they do pay on an advertisement to selling insurance on TV. Wouldn't that be illegal ? Sylvia -----Original Message----- From: OHLORAIN-D-request@rootsweb.com <OHLORAIN-D-request@rootsweb.com> To: OHLORAIN-D@rootsweb.com <OHLORAIN-D@rootsweb.com> Date: Thursday, April 04, 2002 11:04 PM Subject: OHLORAIN-D Digest V02 #86