I hope the following helps some of our senior citizen list. AARP notified me they now have an on-line Defensive Driving Course equal to their 8 hour course. They recommend you contact your vehicle insurance company to see if they accept certification of this course for any discounts. The cost is: AARP Members, $15.95 and Non-members are $19.95. The driving course link is: http://www.aarp.org/drive/online I know this is kinda of an advertisement but I feel it would possibly help many who are watching their pennies. sincerely, bob langford sunny, but cold Florida