Many are right about SSI and last payment, it often messes up the process to change the direct deposit, and many banks like stores are chains. Often people will stick with the original bank rather than wait for a change of banking process which isn’t confusing to the bank but SSI is and other story. You’ll often find persons last payment may have been RI but died in FL or some other state. Many people travel to warmer climates for the winter but return north for the summer often its 6 months each area. Some are more comfortable with a bank they have been with for many years and others have a family member who forwards prepaid checks to a family member there are many ways for this to work. Even with your cell phone your calls still go to the same number out of state, many do this. -- No virus found in this outgoing message. Checked by AVG Free Edition. Version: 7.5.446 / Virus Database: 269.4.0/759 - Release Date: 4/12/2007 7:58 PM