Pat - Where is Pat located - 40 miles seems like it would be just around the corner for a hurricane -Dear Lord - I pray for all affected by this storm - I pray for us also for we in some way will be affected - When Andrew hit Homestead my Home Owner insurance went out of business - had them for over 20 yrs or more - my agent got me two others since - All those people in the Superdrome - it certainly must be a big trial for them -they need prayers -I had a friend in Monroe,La - don't know if it hit there - haven't heard from her in years - my daughter and her daughter were classmates and close friends - Hope all are not affected by this --Marie G