In 1933 when the Social Security system was begun, apparently employees of the railroads were exempt. Therefore, they never participated in the Social Security program and have no records there. How did railroad retirement work? Was it a separate federal program or was there a pension fund handled by each individual railroad company? Where would these records be held? Betty Pace - Norfolk, VA ________________________________________________________________ YOU'RE PAYING TOO MUCH FOR THE INTERNET! Juno now offers FREE Internet Access! Try it today - there's no risk! For your FREE software, visit: http://dl.www.juno.com/get/tagj.