Richard....I will be at the Golden Corral gathering. Also, Bernard Whitfield's Email is not in service, and he asked me to give you his name to add to the count....Sue McMurray ____________________________________________________________ Obama Urges Homeowners to Refinance If you owe under $729k you probably qualify for Obama's Refi Program http://thirdpartyoffers.juno.com/TGL3141/4cf3ebf663250429df9st03vuc