Thanks, Bruce. I would assume that these you have found are the same John A. Watkins. According to Diane Roos well-documented notes, Bible records, etc. on Ancestry.com, which I just discovered, there was an Andrew Watkins on the 1810 Jefferson County census who had a son John who might fit the bill as the writer of the article on the Panic of 1813. Incidentally, John was the half brother of Capt. William Jack, who died in the Fort Mims massacre. There was also an Asa Watkins in 1810 in Jefferson, possibly a brother of Andrew,but no John among his children. In Halbert & Ball's The Creek War, Ball states that it was a 14 page hand-written account and quotes Watkins as saying he was a young, schoolboy at the time. John, son of Andrew, was born in 1798, so he was fifteen at the time of the panic . The manuscript was first published in 1850 and again in 1890, but I have not yet found a complete copy other than what is on the web or the portion in the Creek war. Sue