That's me and I do apologize to anyone who attempted finding Benjamin and Polly Waterhouse. It should have been Benjamin and Polly (Waterhouse) HOYT. I'm sorry. I guess my mind was so full of what I was doing (not much as you can tell!) that I saw in my message what I wanted to see. I am not a novice, but boy, did I behave like one. A large piece of my special humble pie goes to Val Atwood, who as usual, pulled down half her books to find people for a lister. Promise to you Val, I'll re-read my messages before I send anymore. Pat, in Washington State