I have been using electronic banking for quite a few years now. I rarely write a check anymore. My only complaint (so far) is when I needed a copy of my check to prove when it was deposited. My bank said that would cost me $2.00. I said no, it would cost me nothing as it was not MY idea for them to keep my checks. They could start sending them all back to me and I could look up my own. She said $2.00 once more; I repeated my option. I got my copy for nothing. If you need a copy don't let them snow you. Leaving your checks in the bank was not your choice...THEY decided. A lot of their charges are forgotten if you make enough noise. Neysa ----- Original Message ----- From: juanita To: memory-lane@rootsweb.com Sent: Friday, April 01, 2011 1:19 PM Subject: Re: [ML] Paying Bills Paying bills and making deposits electronically has gradually taken over the banking industry. Banks are on the look-out for more fees and ours has started charging $8.95 a month to get a hard copy of the banking statement.....they quit returning cancelled checks a few years ago. Electronic banking is easier in many ways but still makes me nervous. I like to see print outs of all the transactions and also see the cancelled checks but I guess I have to resign and say "time marches on"......it's moving too fast and all the high tech things are out of date about the time a person buys them - replaced by some thing faster more sophisticated. Reminds me of my dad saying "I'm just a back number" when the electric typewriters came on the scene. He'd just mastered the old manual typewriter with one finger pecking out the letters. My grandmother was only 14 yrs. old, working nights in a newspaper office,operating a linotype machine - in the 1890's. A modern girl. juanita > Hi Jeannie. Yes paying bills thru the bank is a very sharp idea and i > pay a few of mine that way. Not all of them but a few that i like to > make sure they are paid by the day they are due but then i pay all of > my bills on the first week of the month. Like you say the mess with > stamps etc!! Now flour for a burn is a new one for me although it > seems reasonable to me!! How much flour do you keep in your tin or bag > or what ever you keep it in? Will have to tell my man about that one. > Thank you. Viola. > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > the quotes in the subject and the body of the message http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm ------------------------------- To unsubscribe from the list, please send an email to MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without the quotes in the subject and the body of the message

I have also been using electronic banking for paying my bills. I still get a paper statement but no checks are returned. It is not important since I write very few checks. I can bring up a copy of most checks I write by viewing my account on line. If I write a check to make a charitable contribution, the donee sometimes treats my check like an electronic funds transfer. When that happens, no copy of the check can be retrieved since it is not returned to my bank. I get receipts for all of my transactions at the time I authorize the payment. These contain a confirmation number and I keep a copy of that until I see the actual entry on my bank statement. If a donation is treated as an EFT I will get a letter from the recipient acknowledging the gift. The letter shows the amount of the gift. I keep these in my income tax folder every year. Robert E Paty, Scottsdale, AZ aka Mad Hatter > From: gramneysa@ct.metrocast.net > To: memory-lane@rootsweb.com > Date: Fri, 1 Apr 2011 13:31:45 -0400 > Subject: Re: [ML] Paying Bills > > I have been using electronic banking for quite a few years now. I rarely write a check anymore. My only complaint (so far) is when I needed a copy of my check to prove when it was deposited. My bank said that would cost me $2.00. I said no, it would cost me nothing as it was not MY idea for them to keep my checks. They could start sending them all back to me and I could look up my own. She said $2.00 once more; I repeated my option. I got my copy for nothing. If you need a copy don't let them snow you. Leaving your checks in the bank was not your choice...THEY decided. A lot of their charges are forgotten if you make enough noise. > Neysa > ----- Original Message ----- > From: juanita > To: memory-lane@rootsweb.com > Sent: Friday, April 01, 2011 1:19 PM > Subject: Re: [ML] Paying Bills > > > Paying bills and making deposits electronically has gradually taken > over the banking industry. Banks are on the look-out for more fees > and ours has started charging $8.95 a month to get a hard copy of the > banking statement.....they quit returning cancelled checks a few > years ago. Electronic banking is easier in many ways but still makes > me nervous. I like to see print outs of all the transactions and > also see the cancelled checks but I guess I have to resign and say > "time marches on"......it's moving too fast and all the high tech > things are out of date about the time a person buys them - replaced > by some thing faster more sophisticated. > > Reminds me of my dad saying "I'm just a back number" when the > electric typewriters came on the scene. He'd just mastered the old > manual typewriter with one finger pecking out the letters. My > grandmother was only 14 yrs. old, working nights in a newspaper > office,operating a linotype machine - in the 1890's. A modern girl. > > juanita > > > > > > Hi Jeannie. Yes paying bills thru the bank is a very sharp idea and i > > pay a few of mine that way. Not all of them but a few that i like to > > make sure they are paid by the day they are due but then i pay all of > > my bills on the first week of the month. Like you say the mess with > > stamps etc!! Now flour for a burn is a new one for me although it > > seems reasonable to me!! How much flour do you keep in your tin or bag > > or what ever you keep it in? Will have to tell my man about that one. > > Thank you. Viola. > > > > > > > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > > > > > ------------------------------- > > To unsubscribe from the list, please send an email to > > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > > the quotes in the subject and the body of the message > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without the quotes in the subject and the body of the message > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without the quotes in the subject and the body of the message

Our bank does have an option on line to see both front and back of our cancelled checks. If we want a hard copy, suppose we could print it .... so far I've not asked for one. I suspect various accounts are handled differently by the bank. I remember a time after we retired that the bank held parties, gave gifts, sponsored low cost travel trips and treated retirees royally. They may be glad when some of the older depositors are gone, especially if they had foresight to tie up some of their savings accounts at a higher interest rate than are offered now. juanita > My only complaint (so far) is when I > needed a copy of my check to prove when it was deposited. My bank > said that would cost me $2.00. I said no, it would cost me nothing as > it was not MY idea for them to keep my checks. They could start > sending them all back to me and I could look up my own. She said > $2.00 once more; I repeated my option. I got my copy for nothing. If > you need a copy don't let them snow you. Leaving your checks in the > bank was not your choice...THEY decided. A lot of their charges are > forgotten if you make enough noise. Neysa > ----- Original Message ----- > From: juanita > To: memory-lane@rootsweb.com > Sent: Friday, April 01, 2011 1:19 PM > Subject: Re: [ML] Paying Bills > > > Paying bills and making deposits electronically has gradually taken > over the banking industry. Banks are on the look-out for more fees > and ours has started charging $8.95 a month to get a hard copy of > the banking statement.....they quit returning cancelled checks a few > years ago. Electronic banking is easier in many ways but still > makes me nervous. I like to see print outs of all the transactions > and also see the cancelled checks but I guess I have to resign and > say "time marches on"......it's moving too fast and all the high > tech things are out of date about the time a person buys them - > replaced by some thing faster more sophisticated. > > Reminds me of my dad saying "I'm just a back number" when the > electric typewriters came on the scene. He'd just mastered the old > manual typewriter with one finger pecking out the letters. My > grandmother was only 14 yrs. old, working nights in a newspaper > office,operating a linotype machine - in the 1890's. A modern girl. > > juanita > > > > > > Hi Jeannie. Yes paying bills thru the bank is a very sharp idea > and i > pay a few of mine that way. Not all of them but a few that i > like to > make sure they are paid by the day they are due but then i > pay all of > my bills on the first week of the month. Like you say > the mess with > stamps etc!! Now flour for a burn is a new one for > me although it > seems reasonable to me!! How much flour do you keep > in your tin or bag > or what ever you keep it in? Will have to tell > my man about that one. > Thank you. Viola. > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > > ------------------------------- > To unsubscribe from the list, > please send an email to > MEMORY-LANE-request@rootsweb.com with the > word 'unsubscribe' without > the quotes in the subject and the body > of the message > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > the quotes in the subject and the body of the message > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > the quotes in the subject and the body of the message

I could see the check,but the date of deposit to the companies account wasn't clear. Had to have a good copy. Neysa ----- Original Message ----- From: juanita To: memory-lane@rootsweb.com Sent: Friday, April 01, 2011 2:41 PM Subject: Re: [ML] Paying Bills Our bank does have an option on line to see both front and back of our cancelled checks. If we want a hard copy, suppose we could print it .... so far I've not asked for one. I suspect various accounts are handled differently by the bank. I remember a time after we retired that the bank held parties, gave gifts, sponsored low cost travel trips and treated retirees royally. They may be glad when some of the older depositors are gone, especially if they had foresight to tie up some of their savings accounts at a higher interest rate than are offered now. juanita > My only complaint (so far) is when I > needed a copy of my check to prove when it was deposited. My bank > said that would cost me $2.00. I said no, it would cost me nothing as > it was not MY idea for them to keep my checks. They could start > sending them all back to me and I could look up my own. She said > $2.00 once more; I repeated my option. I got my copy for nothing. If > you need a copy don't let them snow you. Leaving your checks in the > bank was not your choice...THEY decided. A lot of their charges are > forgotten if you make enough noise. Neysa > ----- Original Message ----- > From: juanita > To: memory-lane@rootsweb.com > Sent: Friday, April 01, 2011 1:19 PM > Subject: Re: [ML] Paying Bills > > > Paying bills and making deposits electronically has gradually taken > over the banking industry. Banks are on the look-out for more fees > and ours has started charging $8.95 a month to get a hard copy of > the banking statement.....they quit returning cancelled checks a few > years ago. Electronic banking is easier in many ways but still > makes me nervous. I like to see print outs of all the transactions > and also see the cancelled checks but I guess I have to resign and > say "time marches on"......it's moving too fast and all the high > tech things are out of date about the time a person buys them - > replaced by some thing faster more sophisticated. > > Reminds me of my dad saying "I'm just a back number" when the > electric typewriters came on the scene. He'd just mastered the old > manual typewriter with one finger pecking out the letters. My > grandmother was only 14 yrs. old, working nights in a newspaper > office,operating a linotype machine - in the 1890's. A modern girl. > > juanita > > > > > > Hi Jeannie. Yes paying bills thru the bank is a very sharp idea > and i > pay a few of mine that way. Not all of them but a few that i > like to > make sure they are paid by the day they are due but then i > pay all of > my bills on the first week of the month. Like you say > the mess with > stamps etc!! Now flour for a burn is a new one for > me although it > seems reasonable to me!! How much flour do you keep > in your tin or bag > or what ever you keep it in? Will have to tell > my man about that one. > Thank you. Viola. > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > > ------------------------------- > To unsubscribe from the list, > please send an email to > MEMORY-LANE-request@rootsweb.com with the > word 'unsubscribe' without > the quotes in the subject and the body > of the message > > > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > the quotes in the subject and the body of the message > > > > > > http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm > > > > ------------------------------- > To unsubscribe from the list, please send an email to > MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without > the quotes in the subject and the body of the message http://freepages.genealogy.rootsweb.com/~mbousman1/memory.htm ------------------------------- To unsubscribe from the list, please send an email to MEMORY-LANE-request@rootsweb.com with the word 'unsubscribe' without the quotes in the subject and the body of the message