Ruth I know, but when there wasn't much traffic Connie would just pull a subject out a hat and everybody would be at it like hounds after a fox. I know there is always help for a problem, but what I am saying is I miss Connie. Not just on the list but personally. When I write her I get a note card back with nothing on the inside. But she addressed it herself. Pat ____________________________________________________________ Refinance Now 3.7% FIXED $160,000 Mortgage for $547/mo. FREE. No Obligation. Get 4 Quotes! http://thirdpartyoffers.juno.com/TGL3141/4ca79b049ce7e65503st03vuc