Thanks, Charlie did a fantastic job with his excerpts. No matter how great the job you always wish for more. I really hated to see them end. Pat ____________________________________________________________ Refinance Now 3.7% FIXED $160,000 Mortgage: $547/mo. No Hidden Fees. No SSN Req. Get 4 Quotes! http://thirdpartyoffers.juno.com/TGL3141/4cb0c5541c84d21e114st01vuc