In a message dated 2/4/02 4:46:05 PM, [email protected] writes: << Hate to admit but it's come to that with bills too. >> I hand all the bills to my husband as he just has to see what is owed. Then, believe it or not, he places them in the same place each month so we know where they are to make the payments. I have 16 binders on my Fitzpatrick family which includes 7 on the Fitzpatrick/Maupin section. I have 3 binders for my Garrard family, 3 binders for my other Maupins, children of John D.~Mary Jane Williams. Have 2 binders for the Osborne section less the Maupin/Osbornes, etc.. Now, if I didn't have all those 2 inch binders to hold many documents, letters, photos, etc., (in page protectors) can you imagine the added mess? I have stacks of stuff that I'm going to put in binders. I have a 3 drawer commercial file but that is in the garage since I have no room for it in the house so I won't put anything in it. Sandi