Jim, Someone is mistaken somewhere. The pension packets, if they are to be $25, have gone up not down. They have been $14.75 and the full file $37.00. I agree $125.00 is outrageous. There is not very much information in the packets so I don't even order them anymore. However, $37.00 is pretty low for some of the files I have gotten are well over 200 pages long. Does anyone know when they last raised the prices? It seems to me they might have to increase prices but not to $125.!!!! Thelma _________________________________________________________________ Exercise your brain! Try Flexicon. http://games.msn.com/en/flexicon/default.htm?icid=flexicon_hmemailtaglineapril07