Extract from 1901 census MARGAM -Glamorgan Wern Farm Head-David RICHARDS( 59) Wife-Mary (56) Son-David-(26) Thomas LOVELUCK-nephew-age 18 John LOVELUCK-nephew-age 16 JANE Loveluck Age 13-Niece All above born in MARGAM-and bi-lingual It looks as if Jane (my grandmother) and her brothers were orphaned? and living with the RICHARDS family.. Tony Hooper