We are in the Republic at least twice a year visiting family. We no longer use traveler checks and have never had some USA dollars exchanged in advance of our trip. It is just too expensive with the rate and inflation changing on a daily basis. We use our debit card at ATMs throughout the country and one can use their credit card at ATMs too for pocket money. You receive the rate of that particular day. If you MUST exchange a traveler check go to the Bank of Ireland or another bank to do your exchange, not one of those money exchange places. Never go to your local/personal bank to get money in advance. It is expensive. Airports in Ireland have branches of their local banks to get you currency or go to the ATM in the airport. Whenever possible use your debit card or credit card for purchasing articles, paying for meals or accommodations. You will be assured of the rate for that day. Always ask for a VAT receipt for your purchases if you are charged VAT. The night before departing fill in all the receipts and go to the correct window to get your refund. Some companies will only credit it to your card and others will give you a choice and a choice of currency. Don't muddle around at the airport with your receipts, be prepared. Always ask at the store for a VAT receipt because clerks do not automatically give them to you. I ask, no matter how small the purchase, and sort it out the night before leaving. If unsure, the refund company will assist you at the airport. Mary Ellen Chamber Lakewood, OH _Maryln61@sbcglobal.net_ (mailto:Maryln61@sbcglobal.net)