Barbara, Am presently researching Craven / McKeegan / Bertrand / Johnson / Morrison / Tiernan / Gouin(Guynn) Regards ...Denise ...................original message............... < sip > There are more decent people I think, but your right you can never be to careful. Maybe if this is the only method to get certifcates, you can agree to pay upon receipt of certificate. Just an idea. I hope you are progressing better now on your search. By the way where, what names etc are you searching.? The more people that know, perhaps we can help some. Barbara in Boston