In 1920 Hattie is living in Wayne Twp Montgomery Co IN with Katherine Wert, her daughter. The head of household is her sister, Jennie Smith and a Verna Smith is the fourth member of the household. (In 1920 she is "widowed" but in 1910 she is "divorced". In 1920 Julia Osborne Wert worked as a hotel chambermaid in Crawfordsville, but I didn't find her in 1930. You all have interesting puzzles - fun to "work" on when I'm out of town without my notes and records! Happy New Year, Kathy