Wow--I'm really confused now. Can fiche be sold to individuals? Is or will IGI or AF be available outside FHC? Are all or most or any of the pre-AF group sheets incorporated into the AF? There have been so many posts today, that at least to me seem to conflict each other, I'm not sure who is correct. And I may have missed some of the posts. Can anyone who has followed all of this give a re-cap to clarify? Thanks, Robert