Judy wrote: <...My main program has been FTM but I am going to switch it tp FO .....> What is FO? Could someone also post the different programs and their web pages so we could check them out. If you put http//: in front of the addresses we'll be able to click and go right to the pages. There seems to be a lot of them coming on the market all the time, and I could sure use the education! Thanks a lot. Jan