I am interested in hearing from some of you NY Historians out there. I have a number of scraps of paper that were written between 1799 and 1835 that appear to be IOU's. Apparently, people paid their bills with these IOU's which could then be used as a sort of currency and passed from hand to hand. Eventually, they had to be paid and certain individuals took it upon themselves to obtain the payment and dispose of the IOU. I have "pieced" this together by looking at these scraps of paper and some notebooks that my GGG Grandfather kept. Apparently, he was one of the individuals who disposed of the IOU's - sometimes in court. First, is the above description anywhere close to an accurate description of how people carried on their financial transactions at that time? Secondly, what qualifications would a person need to be able to dispose of these IOU's? Would such a person be paid for collecting these notes sufficiently to make it a business? Any opinions would be appreciated. Robert Akin __________________________________________________ Do You Yahoo!? Yahoo! Movies - coverage of the 74th Academy Awards� http://movies.yahoo.com/