I had an American ATM which went immediately to my checking account, and someone charged $4,780 on it. When I reported it, I was immediately reimbursed for the amount, pending an investigation. A few months later, I was told that the matter had been cleared, and I wasn't charged anything for it, not even the $50. Pat At 08:51 PM 8/11/2004, Bob Carroll wrote: >On Aug 11, 2004, Mary <mm.henson@tiscali.co.uk> wrote > >>I was wondering the more knowledgable listers comments on the safety of >>using a credit card to purchase over the internet. I have always been >>happy about buying this way but yesterday I purchased something from a >>reputable company and today I received an email from an unknown >>person/company acknowledging my order. It looks as if I have purchased a >>computer for an amount in US dollers on a credit card (details copied >>below) does anyone have any knowledge of this or comments? > >If you actually ordered these on a common variety credit card you are very >safe. If your card is fraudulently charged all banks in US must limit >your liability to $50. Usually none. I assume UK are similar. If, >however, you have a debit card that withdraws direct from your bank >account, you could have a problem, because money is already withdrawn. >Many internet sellers use a processing firm that may or answer or >acknowledge with a different name or parent company. > >The worst thing you can do on-line is to use a cashier's or certified >check [or CASH or wire transfer!] . The next worst is to use a personal >check. Regular credit card [not debit card] is very safe. If you don't >receive the goods, refuse to pay, the credit card company will back you. >I know some people cannot get a credit card that is not the debit variety. >My advice is not to have it on your primary checking account. If number is >"stolen" you could suddenly face a zero balance. >Regards, Bob > > >==== GEN-COMP-TIPS Mailing List ==== >DO NOT open unexpected file attachments from people, even if you know >them. Verify with the sender first. This may be your only line of defence, >other than AV Software, against mail "viruses" > >============================== >Gain access to over two billion names including the new Immigration >Collection with an Ancestry.com free trial. Click to learn more. >http://www.ancestry.com/rd/redir.asp?targetid=4930&sourceid=1237