The Dutch are seen as sensible, hard-working, and thrifty. They are very direct. Depending on your point of view, this is rude, tactless or refreshing. Dutch people spend less, and when they do spend it is on more practical items than extravagant decorations and status symbols. When given a chance to practically economize, they will. ************************************** AOL now offers free email to everyone. Find out more about what's free from AOL at http://www.aol.com.