Thanks Shirley. Carolyn In a message dated 1/26/2009 11:14:21 A.M. Central Standard Time, makekaus@aol.com writes: that is VERY good advise!? Shirley H **************From Wall Street to Main Street and everywhere in between, stay up-to-date with the latest news. (http://aol.com?ncid=emlcntaolcom00000023)