Thanx Jack, all I can say is AMEN!!!!!!!!!!!!!! Truer words were never spoken. I am 70 and I wish that I had at least followed 10% of that advice. Don't misunderstand me, I am not complaining any at all and have very few regrets. God has been exceedingly GOOD to me and I have had a wonderful life and hopefully a few more years to explore and indulge myself a few more little whims here and there along the way. Billy Bob