I will be out of the office starting 01/13/2006 and will not return until 01/23/2006. Limited access to email. For questions regarding the Emerging Payments Forum, please contact Sean Sims <sean@global-concepts.com> 678-221-2336. +=========================================================+ This message may contain confidential and/or privileged information. If you are not the addressee or authorized to receive this for the addressee, you must not use, copy, disclose or take any action based on this message or any information herein. If you have received this message in error, please advise the sender immediately by reply e-mail and delete this message. Thank you for your cooperation. +=========================================================+