Ira, I think your program is good or I would not depend on it with my valued information. I understand not advertising but, I would gladly recommend it to others. I will suggest this if you have no objection. I would like to use your logo on my homepage linking to the Cumberland homepage. I think word of mouth is the best advertising anyone could have. New users see there is no profit to be made. Only customers suggesting a good program. I do not see you going "out of bussiness" anytime soon but big companies do tend to eat smaller ones. Dawn