I saw this message about a FREE to join message board, pulled it up and saw its mention that it was a FREE site, then the next screen asked me for what credit card I wanted to put this on. What kind of FREE site needs credit card information? Has (other than Peter from Australia) anyone checked out "http://clubs.yahoo.com/clubs/scottishfamilyresearch" and, if so, did you find it useful & legitimate or a rip-off? Mary Lander