Hi Heather, Thank you for sending that info. I think that I have it. I have been searching up there for several years but new things come up often. That is why I inquire regularly. Don FIRSDON in Inverness, FL ____________________________________________________________ Obama Urges Homeowners to Refinance If you owe under $729k you probably qualify for Obama's Refi Program http://thirdpartyoffers.juno.com/TGL3141/4d232b0f30fde97baam05duc