The most effective way to stop identity theft A thief who steals your personal information may also attempt to open new accounts (such as bank, credit card, or loan accounts) in your name. Stay on top of your accounts and check your credit report regularly so you can ensure all activity on your credit report is legitimate. Thanks to recent legislation, you're entitled to a free credit report from each of the three major credit bureaus (Equifax, Experian, and TransUnion) each year. To obtain your free reports, visit the AnnualCreditReport.com Web site (www.annualcreditreport.com). Alternatively, you can purchase your credit report directly from http://www.equifax.com, http://www.experian.com, and http://www.transunion.com. I hope you have a good day I am Jim Rader 916-366-6833 my web site is www.rader.org email me at jim@rader.org Classes on my web at http://www.rader.org/classes/my_classes.htm