Hi Carol, First question - was it "solvent" as per your first email or "insolvent" as per your second email? This is a fairly important point as the two terms mean the direct opposite! Secondly you could perhaps include a name as others may be able to help with that. Generally a reference to an estate like this means the person is probably deceased. If it said Mr X, an insolvent, late of a town - that would mean that he used to reside in the town and had moved on - the inclusion of the word estate following solvent or insolvent indicates he's deceased. Hope that helps ........ Susie Z -----Original Message----- From: aus-vic-goldfields-bounces@rootsweb.com [mailto:aus-vic-goldfields-bounces@rootsweb.com] On Behalf Of Carol Kelsh Sent: 03 Aug 2011 6:03 PM To: aus-vic-goldfields@rootsweb.com Subject: Query 2 OOps, My question about the insolvent estate of a person, late of a town was he dead or moved and was bankrupt. I meant to add that this is about in the 1860's. Thak you, Carol.