Maybe not strictly Genealogical but it does concern us. Recently got my Bankcard renewal notice (Commonwealth) and noticed a subtle reminder that the annual fee was now due. And it had jumped from $22 to $45. Being in one of the lucky areas with our OWN Community Bank (Bendigo) I now have a Visa Card from them. Charge? Nothing. Well they do say shop around. Frank Cardiff East Gosford NSW 2250 Australia