Jann-- I'm willing to talk to you, just don't have anything to contribute. I have not seen the mortality schedule nor do I have access to one--I don't think, unless there is one in the library. Just to let you know your efforts aren't wasted, I print every thing you put out on the super-highway for fear that I may need it some day. Sounds like a pack rat, doesn't it? I do appreciate your help and find ARCLEVEL-L most interesting. Smitty