Joan, You could be right. Here is what happened. When I got here to my sisters house and signed in the first time a message came up telling me that there would me a $2.95/hr charge and to get more information to enter keyword billing. When I entered billling into keyword I got a message that you can't view keywords when signed in as guest. I then had my sister sign in and then I went to keyword billing and read up using dial up away from home. It said that their was a $34.95 limit per month (didn't say anything about this being contingent on which service you were signed up for). So not knowing that the max only pertained to those that were on dial up service and not 'bring your own internet', I decided that I would pay the $34.95 per month instead of having to get cleaned up and driving about 10 miles to my sister's college and using their internet access (this is what I did last year when I visited her). Had I know that I would be charged for every minute I was on the internet I would have used dialup some and driven out to the college for most of my interent usage. I am now paying $9.95 for my high speed connection and get unlimited dailup access with it. Before I was paying $14.95 for my high speed connection and not getting any dialup access. Don't know how I can pay $5 less per month and get a better deal? Thanks, Dave