I got such a letter also. I was likewise puzzled. But then I looked at my account info and noted that my credit card expiration date was now outdated. I called AOL and talked with them, got the situation cleared up and the new expiration date in place. And we are now living happily ever after. Unfortuantely, the e-mail they send is not specific and actually confusing, so one must follow up. In short, it turned out not to be a spam as I feared. Bill