Okay--tonight I let the update install when I was prompted at signoff. I had misread it the first time (my only excuse is that I was tired last night when signing off--I know--no excuse). Anyway, the update wasn't just for VISTA -- the blurb was merely alerting VISTA users that they may be prompted when the update was installing to allow access--which I was. It was apparently only a small patch and just took a few seconds for it to install. I don't know what changes it was making but I haven't noticed anything different yet. Joan **************Looking for simple solutions to your real-life financial challenges? Check out WalletPop for the latest news and information, tips and calculators. (http://www.walletpop.com/?NCID=emlcntuswall00000001)